In California, the minimum required amounts of liability insurance are only $15,000 per person and $30,000 per accident. In an accident involving serious injuries, these limits are usually too low to fully compensate an individual for all of their injuries. Your case may have a value in excess of the insurance policy limits. Even worse, it is estimated that up to one in five California drivers does not carry automobile insurance. In sum, if you have been in a car accident, there is a pretty good chance that the other driver does not carry appropriate amounts of insurance.
our lawyers can help you obtain full compensation for your injuries, even if the driver at fault for your accident does not carry proper amounts of insurance. We have more than seven decades of combined experience handling personal injury claims. If the other driver is uninsured or underinsured, we will help you pursue a claim based on the terms of your own uninsured/underinsured motorist (UIM) insurance.
If you believe you will have to make a claim against your insurance company, you should know that it cannot raise your rates for making a claim against it. In fact, your insurance company owes you an obligation of good faith and fair dealing.
Prior to representing injured people, both of our firm’s attorneys represented insurance companies. Roseknowslaw.com have firsthand knowledge of the tactics insurance companies use to minimize liability. Even though you are owed this duty by your insurer, it is important that you understand that your insurance company does not care one bit about your history with them. It does not matter if you faithfully paid for your policy year after year. Insurance companies have only one goal, and that is to limit their exposure in the here and now.